Set up the changing loan terms once, and then forget about it

Unlimited number of rate/payment changes per loan

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Automatically change interest rates on specific dates

It remembers, so you don't have to

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Set up multiple payment changes

Add flexiblity to your offerings

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Graduated Terms Mortgage Software

Service multiple types of step loans. Schedule loan term changes. Automate notifications.

Features:

Service any type of step rate loans: GPM, GTM, GPARM, deferred principle pay downs and more!

Completely automate servicing and reporting requirements

Schedule loan changes years In advance

Maintain full itemization of rate and payment changes

Generate all notices instantly and automatically

Flexible License Options

On-Premise

On-Premise

Perpetual, per-device license. You pay only once for The Mortgage Office® plus an optional yearly maintenance fee.

Fixed cost of software. Depending on your current infrastructure you may have to incur significant upfront cost for hardware.

Access locally in-house, or remotely using Windows Terminal Services.
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Cloud SaaS

Cloud/SaaS

Software-as-a-Service is a concurrent license model where both the application and data are located in the Cloud. You “rent” the application for a low monthly fee.

Lowest entry cost, low monthly cost, flexible concurrent licensing. Most value for small / medium sized businesses.

Access from anywhere from any device: Windows PC, Mac, iPad, Android Tablets, etc.
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Hybrid

Cloud/Hosted

Perpetual, per-device license. You pay only once for The Mortgage Office® plus an optional yearly maintenance fee. The application and data are installed on a virtualized server located in the Cloud.

Fixed cost of software plus hosting fees. No upfront cost for hardware.

Access from anywhere from any device: Windows PC, Mac, iPad, Android Tablets, etc.
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The automated notices generated by the Graduated Terms Mortgage module makes it easy to comply with state and federal regulations regarding timely notices to borrowers on interest rate, payment and loan term changes. This powerful mortgage software module also provides you with robust management reports to help you get a birds-eye view of day-to-day loan servicing tasks.

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