“The TMO platform is much more user-friendly, easy to navigate, and highly adaptable to your specific portfolio, unlike other servicing platforms I’ve used previously. For example, we manage a variety of loan types that involve construction draws, and we leverage TMO’s open API to seamlessly exchange data between the systems.”
One Platform for COMPLETE CONSTRUCTION lending
Control every phase of your construction loan process with transparent, compliant, and automated servicing.
Trusted by 1,200+ companies all over the world.
TMO’s Construction Lending Made Simple
The Mortgage Office simplifies every stage of construction lending, from draw management to project completion. With automation, real-time reporting, and full portfolio visibility, lenders gain total control while delivering a faster, more consistent borrower experience.
Complete Visibility
Track every draw, inspection, and budget in real time from a single dashboard. Stay on top of project progress, disbursements, and approvals without chasing updates or managing multiple systems.
Faster Draws
Automate draw requests, approvals, and inspections with digital workflows. Reduce turnaround time, eliminate manual data entry, and free your team to focus on lending growth instead of paperwork.
Consistent Experience
Deliver clear, timely communication to borrowers through branded portals. Automated notifications and transparent draw tracking create confidence and improve satisfaction from start to finish.
Accurate Reporting
Generate real-time reports with complete audit trails and project documentation. From funding reviews to regulatory compliance, every loan is organized, traceable, and easy to manage.
Construction Loans
Dedicated functionality for complex loan types
The Construction Loan Module automates every stage of the construction loan lifecycle, reducing risk and simplifying complex tasks.
Core Features:
- Import budgets effortlessly using the Budget Import Wizard
- Automate and schedule property inspections and draw requests
- Streamline the draw process and manage funding commitments
- Automatically pay billings from interest reserves
Market Leader
Loan Servicing
Best Value
Loan Servicing
Users Love Us
Capterra
LOAN Servicing
Consistent service delivery, better experiences.
Replace delays and outsourcing fees with your own streamlined operation. The Mortgage Office centralizes daily tasks, automates routine notices and forms, and provides real-time reports. Borrowers and investors see what they need without requests while your brand delivers a consistent, professional experience.
Core Features:
- Batch Efficiency
- Configurable Portals & Communications
- On Demand Reporting
- Improved Efficiency & ROI
Open API & Integrations
End-to-End Orchestration
Your data and your control. Leverage our open API and prebuilt integrations with our trusted solution partners to fully connect and orchestrate end-to-end lending.
Key Integrations:
- Automated manual processes
- Stay compliant with regulator requirements
- Reduce risk and protect loan portfolios
- Deliver a modern, seamless experience
Customer Success Stories
Hear from our customers how The Mortgage Office fuels growth, drives efficiency, and delivers measurable results, and all with a sharp focus on the borrower and investor experience. Stories like Capital Fund 1 and Arixa Capital exemplify how construction lenders use TMO to manage complex projects seamlessly.
Ready to power your business with The Mortgage Office?
Streamline delivery, predict costs, and take control over your borrower and investor experience. Achieve ROI through fee avoidance and efficiency gains.