“The TMO platform is much more user-friendly, easy to navigate, and highly adaptable to your specific portfolio, unlike other servicing platforms I’ve used previously. For example, we manage a variety of loan types that involve construction draws, and we leverage TMO’s open API to seamlessly exchange data between the systems.”
Construction Lending & Draw Management Software
Control every phase of your construction loan process with transparent, compliant, and automated servicing.
Trusted by 1,100+ companies all over the world.
TMO’s Construction Lending Made Simple
Centralize and standardize draw reviews in one construction loan management software so your team moves faster with consistent approvals, less rework, lower risk, and a complete audit-ready log of every review, approval, and disbursement.
Complex Interest Calculations
Manage “Dutch” interest by assigning separate rates to disbursements and holdbacks. Accrue interest daily and generate clear statements showing daily principal balances each billing cycle.
Automate Payment Processes
Issue disbursements only when draws have been fully reviewed and approved. When everything is ready, electronically transmit or print the payment in a few easy clicks to your borrower, builder, or contractor.
Elevate Borrower Trust
Give borrowers and builders a portal to submit draw requests, upload documents, and track status from review to disbursement. Streamline communications, establish trust, and keep projects moving without the overhead.
Budget Transparency
Draw against budget items and automatically share remaining budget amounts directly with borrowers and builders. Reporting options allow you to quickly view budget progress for loans in bulk or individually.
Introducing Construction draw manager
Keep requests, reviews, and funding moving.
TMO’s Construction Loan Draw Software helps lenders simplify draw requests, reviews, approvals, and disbursements in one connected workflow. Borrowers submit requests through the portal with supporting documents, while your team manages line-item reviews, voucher creation, and funding with full visibility into budgets and remaining funds.
Core Features:
- Online draw requests with document uploads
- Budget and remaining-funds visibility
- Automated voucher creation
- Auditable, system-tracked activity
Built for Construction Loans
Built for control across every project.
Whether managing ground-up construction or fix-and-flip projects, TMO’s construction loan management software introduces automation at every stage of the loan lifecycle, reducing risk and simplifying high-touch tasks.
Core Features:
- Draw request and review functionality natively built into the system
- Comprehensive reporting for inspections and draw activity
- Automatically pay billings from interest reserves
Top Financial Services Products
Easiest To Do Business With
Best Ease of Use
Best Functionality & Features
BUILT FOR LOAN Servicing
Consistent service delivery, better experiences.
Replace delays and outsourcing fees with your own streamlined operation. TMO’s construction lending software centralizes daily tasks, automates routine notices and forms, and provides real-time reports. Borrowers and investors see what they need without requests while your brand delivers a consistent, professional experience.
Core Features:
- Generate billing statements and apply payments in bulk
- Configurable Portals & Communications
- Line-item review and approval workflows
- On Demand Reporting
Open API & Integrations
End-to-End Orchestration
Your data and your control. Leverage our open API and prebuilt integrations with our trusted solution partners to fully connect and orchestrate end-to-end lending.
Key Integrations:
- Portal supported online payment processing
- Compliant Loan Origination document generation for all 50 states
- Insurance tracking integration keeping loans secured
- Continuously expanding Open API to facilitate a wide range of integrations
Customer Success Stories
Hear from our customers how The Mortgage Office fuels growth, drives efficiency, and delivers measurable results, and all with a sharp focus on the borrower and investor experience. Stories like Capital Fund 1 and Arixa Capital exemplify how construction lenders use TMO to manage complex projects seamlessly.
Ready to power your business with The Mortgage Office?
Streamline delivery, predict costs, and take control over your borrower and investor experience. Achieve ROI through fee avoidance and efficiency gains.