An all-In-One loan management System for hard money lenders.

Control every phase of your loan operations with transparent, compliant, and automated servicing.

The Most Trusted Loan Servicing Software for Hard Money Lenders

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Industry challenges

Address the challenges in the lending landscape head-on.

Streamlining Processes

Automate your loan lifecycle—from application and underwriting to funding and payoff. With customized workflows, machine learning, and deal scoring, The Mortgage Office enhances efficiency at every stage.

Flexibility

In an evolving lending environment, you need a system that adapts to complex loan structures and dynamic reporting requirements. TMO is built to meet your needs today and as your business grows.

Integrations

Accurate, real-time data is essential for your business. Our powerful API enables smooth integration across all systems, ensuring continuous communication and access to critical information.

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Platform Packages

You’ve got options.

Powerful loan origination capabilities. Automated loan servicing that actually gets the numbers right. Fund management that strengthens your relationships with your investors. Whatever you need, The Mortgage Office enables you to run your business more effectively and efficiently.

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A dashboard displays new loan applications, approval percentages, a commissions by month graph, and a section for top performing loan officers on a purple background.
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Three data charts display loan-related metrics: a doughnut chart for loan aging, a segmented ring chart for loan type distribution, and another ring chart for LTV by property type.
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TMO empowers hard money lenders with tools designed to enhance efficiency, security, and communication.

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Robust Security

Track every draw, inspection, and budget in real time from a single dashboard. Stay on top of project progress, disbursements, and approvals without chasing updates or managing multiple systems.

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Customized Reports

Differentiate yourself with professional reports tailored for investors. Our report generation feature significantly reduces the time spent on monthly statements, payoff reports, and receipts.

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Improved Efficiency

Keep borrowers and lenders informed with timely notifications about payment applications, statement distributions, ACH deposits, and upcoming AutoPay debits.

why the mortgage office

The loan management platform purpose-built to seamlessly serve and connect hard money lenders, borrowers, and investors.

Accurate: Ensure precise tracking of loan balances, payments, and funding allocations for all programs.

Flexible: Handle diverse funding streams, loan types, and payment methods tailored to your community lending initiatives.

Integrated: Seamlessly connect with your back-office systems for real-time data synchronization and enhanced operational efficiency

Compliance-Ready: We make it easy to stay in compliance with ever-changing laws and regulations, ensuring transparency and accountability.

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Market Leader
Loan Servicing

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Best Value
Loan Servicing

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Users Love Us
Capterra

Open API & Integrations

End-to-End Orchestration

Your data and your control. Leverage our open API and prebuilt integrations with our trusted solution partners to fully connect and orchestrate end-to-end lending.

Key Integrations:

  • Automated manual processes
  • Stay compliant with regulator requirements
  • Reduce risk and protect loan portfolios
  • Deliver a modern, seamless experience
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1,200

Lenders using our solutions

$262k

Average annual cost savings using TMO

Average UPB growth rate across customer base

$

190b+

In loans serviced

Hear from our customers how The Mortgage Office fuels growth, drives efficiency, and delivers measurable results, and all with a sharp focus on the borrower and investor experience. 

“We chose The Mortgage Office several years ago because we needed a platform that was strong for servicing and origination. I was in charge of finding the right software for our company — other platforms primarily only focus on one side of the loan lifecycle, but TMO has it dialed in on both. I love that it is customizable for us and what we do. TMO has been more than a vendor, it’s been a partnership that has helped us grow!”
Kristin Blake
Mortgage Loan Officer, Integrity Loan Solutions
“With the TMO platform, we will gain new levels of efficiency, control and mobility, while ensuring exceptional service and care for our customers throughout their entire journey.”
William J. Tessar
President, CV3
“The TMO platform is much more user-friendly, easy to navigate, and highly adaptable to your specific portfolio, unlike other servicing platforms I’ve used previously.  For example, we manage a variety of loan types that involve construction draws, and we leverage TMO’s open API to seamlessly exchange data between the systems.”
Joseph Ryan
Servicing Administrator, Conventus