LOAN Origination PLATFORM

From standard applications to automated workflows, originate loans faster and more effectively.

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Trusted by 1,200+ companies all over the world.

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Your lending process is unique, your software should match. Our platform combines efficiency, flexibility, and direct integration with our industry-leading loan servicing platform to help you originate loans faster and more effectively.

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Seamless Communication

Keep every conversation and document in one place. Borrowers upload files through a secure portal that flows straight into TMO, creating a clean experience and ensuring nothing gets missed.

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Loan Velocity

Purpose-built workflows and handoffs keep everyone on schedule. Consolidated borrower details speed review time, while Lightning Docs streamlines loan document generation at scale.

Icon Integration

Flexible Configuration

Shape origination to fit your business. Configure stages, statuses, and pipelines tailored to your process. Bring your own loan docs, add merge fields, and create templates for every loan program.

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Condition Tracking

Standardize requirements by loan type with reusable templates, milestones, and tasks. Track conditions in sequential order so teams move efficiently and no data or steps slip through the cracks.

1,200

Lenders using our solutions

5,230

Average annual hours saved using TMO

In loans serviced

$

262k

Average annual cost savings using TMO

LOAN ORIGINATION

Transform your lending.

Our transformed origination platform combines powerful functionality with seamless integration. From standard applications to automated workflows, we provide all the tools you need from application through funding.

Core Features:

  • Intelligent Workflow Management
  • Advanced Document Generation
  • Integrated Borrower Portal
  • Direct Path to Industry-Leading Servicing
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Hear from our customers how The Mortgage Office fuels growth, drives efficiency, and delivers measurable results, and all with a sharp focus on the borrower and investor experience. 

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Open API & Integrations

End-to-end orchestration.

Your data and your control. Leverage our open API and prebuilt integrations with our trusted solution partners to fully connect and orchestrate end-to-end lending.

Key Integrations:

  • Automated manual processes
  • Stay compliant with regulator requirements
  • Reduce risk and protect loan portfolios
  • Deliver a modern, seamless experience
“We chose The Mortgage Office several years ago because we needed a platform that was strong for servicing and origination. I was in charge of finding the right software for our company — other platforms primarily only focus on one side of the loan lifecycle, but TMO has it dialed in on both. I love that it is customizable for us and what we do. TMO has been more than a vendor, it’s been a partnership that has helped us grow!”
Kristin Blake
Mortgage Loan Officer, Integrity Loan Solutions
“With the TMO platform, we will gain new levels of efficiency, control and mobility, while ensuring exceptional service and care for our customers throughout their entire journey.”
William J. Tessar
President, CV3
“The TMO platform is much more user-friendly, easy to navigate, and highly adaptable to your specific portfolio, unlike other servicing platforms I’ve used previously.  For example, we manage a variety of loan types that involve construction draws, and we leverage TMO’s open API to seamlessly exchange data between the systems.”
Joseph Ryan
Servicing Administrator, Conventus