Bring Servicing In‑House.
Gain Control, Cut Costs.

Replace third‑party fees and delays with an efficient servicing operation, without adding headcount.

The Most Trusted Loan Servicing Software for Hard Money Lenders

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Logo for CV3 Financial Services, featuring stylized "CV3" text and the words "Financial Services" in dark blue.
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Outsourced servicers typically optimize for their queue, not your brand. As volumes rise, you inherit vendor SLAs, generic communications, and limited real‑time visibility when stakeholders need answers. Customers who come on board with The Mortgage Office often share these concerns with outsourcing:

Control & Visibility

Teams must wait for the servicer to deliver payoff quotes, delinquency status, escrow balances, and investor splits. Slow handoffs stall decisions and impact borrower and investor expectations.

Compounding Fees

Per loan and per transaction pricing grows with volume, so routine statements, notices, and tax forms cost more as you scale. The spend increases while you gain no process efficiency or ownership of the data.

Inconsistent Experience

Sub-servicers use different scripts and timelines, so borrowers and investors receive mixed messages and uneven service. Your brand is diluted and escalation volume rises when something goes wrong.

Data Access Delays

Reports must be requested from the vendor, so audits, board updates, and LP reporting slip by days. Ad hoc CSVs spread sensitive data and create version conflicts you cannot easily audit.

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Market Leader
Loan Servicing

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Best Value
Loan Servicing

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Users Love Us
Capterra

LOAN Servicing

Consistent service delivery, better experiences.

Replace outsourcing fees and delays with your own streamlined operation. The Mortgage Office centralizes daily tasks, automates routine notices and forms, and provides real-time reports. Borrowers and investors see what they need without requests while your brand delivers a consistent, professional experience.

Core Features:

  • Batch Efficiency
  • Configurable Portals & Communications
  • On Demand Reporting
  • Increased ROI
A dashboard showing a donut chart of loan distribution by category and bar graphs of loan aging percentages. Categories include Mixed Use, Commercial, Residential, and Land.

1,200

Lenders using our solutions

5,230

Average annual hours saved using TMO

In loans serviced

$

262k

Average annual cost savings using TMO

Easily see the financial advantages of managing your own loan servicing instead of outsourcing. This calculator provides a clear, detailed analysis, showing how bringing loan servicing in-house can boost your bottom line.

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Number of Loans
100 900
100
Average Loan Amount
100000 1000000
100000
% Non-Performing
1 100
1
Hourly Labor Cost
1 100
1
Total Cost of Outsourcing
0
Cost of TMO
0
Savings Per Year by Switching to TMO
0
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“We started with a third-party servicer, but the service level didn’t match the premium experience we aim to deliver. We brought servicing in-house and evaluated several systems—ultimately choosing The Mortgage Office.”
Kristina Sawyer
VP Lending Arixa Capital
“Things go wrong. You accidentally delete something, someone does something, and now all of a sudden, the data that’s spitting out isn’t accurate…we service everything ourselves in-house…so if we don’t have the right data, we can get ourselves in a lot of trouble with our borrowers and investors.”
Scott Taylor
CEO Artes Capital
“With the TMO platform, we will gain new levels of efficiency, control and mobility, while ensuring exceptional service and care for our customers throughout their entire journey.”
William J. Tessar
President, CV3

Hear from our customers how The Mortgage Office provides a premium borrower and investor experience through accurate and reliable data, streamlines service delivery, and reduces operational costs.