LOAN Servicing PLATFORM

Transform your lending operations with the most powerful loan servicing software on the market.

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Trusted by 1,200+ companies all over the world.

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Overcome Your Servicing Challenges

Small miscalculations become big liabilities, back-office bottlenecks delay loans, one-size-fits-all workflows break under complex structures, and fragmented analytics leave capital tied up or exposed. The Mortgage Office (TMO) unifies your process so you can reduce risk, move faster, and unlock capital with confidence.

Precision

In an industry where trust is paramount, even small errors can have big consequences. TMO’s core calculation engine delivers flawless calculations that ensure total confidence in managing your lending operations with precision.

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Loan Velocity

Expanding your portfolio shouldn’t mean growing your headcount. TMO automates manual time-consuming tasks and streamlines workflows, helping you handle more volume and close loans faster without adding additional headcount.

Icon Integration

Flexible Workflows

TMO molds to fit your lending model, with flexible workflows and custom features that support even the most complex loan structures and investor arrangements. Deliver the reliability you need with the flexibility you want.

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Capital Efficiency

Make informed lending decisions with comprehensive borrower tracking and portfolio analytics. Address potential issues before they become problems, helping you maintain a healthy portfolio while pursuing growth opportunities.

Whether you’re a state, county, or city, The Mortgage Office (TMO) provides powerful tools to let borrowers apply for loans online, track program income, and automate loan servicing with ease. Designed to meet the unique needs of municipal lenders, TMO ensures efficient, transparent, and compliant loan management for your community.

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Precision

Small errors carry big risks for your community. TMO’s calculation engine tracks balances, payments, and funding allocations across programs with audit-ready accuracy, giving municipalities precise control over servicing.

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Compliance

Regulatory demands are constantly changing. TMO offers robust compliance tools and detailed reporting capabilities that help municipalities stay compliant with regulations while providing transparency in their financial operations.

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Flexiblility

Multiple funding streams, one system. TMO centralizes diverse loan types and payment methods, with configurable workflows and fields tailored to local programs, so teams allocate accurately and adapt without retooling.

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Efficiency

Automation reduces manual work. TMO streamlines payments, notices, reporting, and compliance across programs, lowering admin burden so municipalities focus on community development, not back-office busy work.

“With the TMO platform, we will gain new levels of efficiency, control and mobility, while ensuring exceptional service and care for our customers throughout their entire journey.”
William J. Tessar
President, CV3
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“We have been with The Mortgage Office since 1997 and have found it to be the easiest to learn and the best written software we have seen in all those years. The customer service is second to none. I am very proud to give references to anyone looking to purchase the mortgage system. Thank you for supporting us.”
Bonnie Eason
Loan Closing Office, Oakland County Community & Home IMP
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“The TMO platform is much more user-friendly, easy to navigate, and highly adaptable to your specific portfolio, unlike other servicing platforms I’ve used previously.  For example, we manage a variety of loan types that involve construction draws, and we leverage TMO’s open API to seamlessly exchange data between the systems.”
Joseph Ryan
Servicing Administrator, Conventus
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1200

Lenders using our solutions

5230

Average annual hours saved using TMO

$

190

b+

In loans serviced

$

262k

Average annual cost savings using TMO

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LOAN SERVICING

Enhance Your Servicing Operations

Streamline your entire loan servicing workflow with TMO’s comprehensive platform. From fund management to automated payment processing and advanced portfolio analytics, our tools empower you to manage lending operations with precision.

Core Features:

  • Automated Payment Processing
  • Customizable Performance Dashboards
  • Automated Regulatory Reporting
  • Self-Service Borrower and Investor Portals
  • Streamlined Tasks and Communication

Open API & Integrations

End-to-End Orchestration

Your data and your control. Leverage our open API and prebuilt integrations with our trusted solution partners to fully connect and orchestrate end-to-end lending.

Key Integrations:

  • Automated manual processes
  • Stay compliant with regulator requirements
  • Reduce risk and protect loan portfolios
  • Deliver a modern, seamless experience
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Customer Testimonials

Hear from our customers how The Mortgage Office fuels growth, drives efficiency, and delivers measurable results, and all with a sharp focus on the borrower and investor experience. 

Ready to streamline your operations with The Mortgage Office?

Let us show you how efficient and accurate your loan servicing platform can be.

Schedule a Demo