OVERVIEW
For 45 years, The Mortgage Office has been the trusted software for managing long-lived loan portfolios, including deferred loans, forgivable structures, layered federal funding, and 30-year affordability covenants.
Your loan portfolio can quickly outgrow spreadsheets and alternative systems. When an audit or monitoring visit hits, your team needs clean data and defensible records, not a scramble. TMO was built for what comes next.
Your mission is to move affordable housing and community development dollars into the community. Not chasing payment exceptions, manually compiling HUD or CDFI Fund reports, or tracking compliance in spreadsheets. TMO was purpose-built for the complexity of CDBG, HOME, and community development loan portfolios, so your team spends less time on manual processes and more time serving borrowers and communities. When an audit request or funder report lands on your desk, the data is already there. TMO helps affordable housing teams do more with the staff they have.
Configured for affordable housing and community development. Trusted by the organizations delivering it.
The presentation attached walks you through all aspects of The Mortgage Office software built for affordable housing in detail. Contact us if you should have any questions or feel free to schedule a demo.
More Into Your Community. Less Into Administration.
Funded by your programs.
Many federal and state programs — including CDBG, which allows up to 20% of annual allocations for admin and planning — may let agencies use existing program funds to cover software costs like TMO.
One system. Every program.
CDBG, HOME, HOPWA, Section 108, CDFI lending, state bond, local revolving funds — run them all in one platform. No spreadsheets. No toggling between systems. One system. Every loan program.
Scale with your portfolio.
Take on more programs and more loans without adding headcount. Whether you manage 50 loans or 50,000, TMO frees your team to focus on the borrowers and communities you serve.
Audit-ready. Integration-ready.
Respond to HUD monitoring and CDFI Fund reporting with clean data, pulled in seconds. TMO connects to your accounting and ERP systems so loan activity flows directly into your general ledger.
“The extent of TMO is very crucial to our daily operation.”
Adebisi Okewusi — City of Jacksonville Program Lead
Serve more families with the team you have.
You’re managing more programs, more compliance requirements, and more community expectations, but without the added staff. TMO gives your team the system of record to do it right.
Ready to see TMO in action? Schedule a demo today.