TMO Integration

Seamless Property Tax Monitoring with Cotality

Monitoring property taxes on non-escrowed loans has never been more critical, or easier with TMO’s new Cotality Tax Tracking integration. Automated updates ensure timely delivery of any changes to the tax status for properties associated with the loan.

TMO has partnered with Cotality to deliver built-in tax monitoring for non-escrowed loans — helping prevent costly issues before they happen.

Why It Matters:

Rising Delinquencies: Property tax delinquencies increased to 5.1% in 2025 (from 4.3% in 2019)

27% Tax Increases: Property taxes rose 27% from 2019-2025, making accurate tracking more critical

Reduce Risk: Staff scoring multiple county websites results in missed data and errors

Operational Efficiency: As portfolios grow, manual tax research becomes unsustainable

Efficiency Where You Need It Most:

Major Time Savings
Save countless hours of manual searches by letting Cotality execute these searches against 22K+ tax authorities with your TMO loan data.
Improved Data Quality
Standardized, API-driven tax data ensures consistent, error-free updates while reducing operational risk and eliminating missed updates.
Portfolio-Wide Visibility
Instant access to tax status across your entire portfolio in one interface, allowing you to spot delinquencies early and review status in real time.
Single System Consolidation
Tax data auto-populates from your existing loan fileno re-keying, no county logins, helping teams learn and work faster while cutting errors.

Learn more about the Cotality integration in TMO