Introducing TMO ANAlytics & Private lender radar

From market activity to loan performance – insights for every stage of the lending cycle. 

Every private lending decision comes down to three questions: Who’s lending? Who’s borrowing? And how are those loans actually performing? TMO Analytics and Private Lender Radar directly answer these.

Trusted private lending insights

Proprietary data for smarter lending decisions.

Private Lender Radar shows you what is happening in the market. TMO Analytics shows you how
the actual loans are performing after they close.

SFR Analytics
Market Intelligence
What’s happening in the market: lenders, borrowers, and activity to properties and activity.
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The Mortgage Office
Loan Performance
How loans are actually performing, aggregated and anonymized from across the TMO platform.
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our Product Suite

One connected data foundation.

Choose the level of intelligence that fits your role: whether you are underwriting loans, growing your lender pipeline, or tracking investor activity, we have a solution for you.

For Portfolio Strategy

TMO Analytics

Real-time delinquency data, portfolio risk intelligence, and market benchmarking, powered by TMO and SFR Analytics insights.

For Lead Generation

Private Lender Radar

Borrower pipeline intelligence for lender growth teams. Find, verify, and time outreach to borrower prospects using recorded transaction history.

Map of California with counties color-coded by signal level; San Bernardino County is highlighted, showing 6.54% observed and a rank of 92nd in California for published markets in this selection.

Who Is This Used By?

For: Owners and executives, credit and risk leaders, underwriters, asset managers, and institutional loan buyers. 

Leverage Proprietary Insights with TMO Analytics

Daily delinquency data across hundreds of thousands of active RTL and DSCR loans, with filters by geography, LTV, FICO, property type, price, and borrower experience. 

  • Neighborhood-level delinquency heatmaps 
  • 30, 60, and 90-day past-due rates, updated daily  
  • Hold LTV, FICO, or borrower experience constant and watch performance shift 
  • Same data via API and MCP 

How lending teams use TMO Analytics

Turn emerging aggregate performance trends into better underwriting, portfolio monitoring, market expansion, and credit decisions.

Underwrite new loans

Compare a proposed loan profile with aggregated delinquency benchmarks for similar markets and characteristics.

Monitor portfolio risk

Track where loan types, borrower segments, and geographies are beginning to overperform or underperform.

Benchmark performance

Compare portfolio expectations with broader market and nationwide 30, 60, and 90 day delinquency rates.

Evaluate new markets

Use neighborhood level risk heatmaps and nationwide comparisons before expanding into a new geography.

Find emerging segments

Identify loan types and borrower profiles whose aggregate performance is beginning to shift.

Refine credit strategy

Use emerging performance trends to inform pricing, underwriting criteria, and credit policy.

Private Lender Radar

Grow your book with verified borrower intelligence.

Private Lender Radar (PLR) is a borrower pipeline platform built for lender growth teams. It connects county deed and mortgage filings, entity records, and lender relationships so your team can identify, verify, and reach the borrowers who matter most.

A map showing borrower clusters in Texas and New Mexico, with 871 near Austin, 791 in Oklahoma, 5 in New Mexico, and 2 near Houston.

Who Is This Used By?

For: Owners and executives, sales teams, underwriters, institutional loan buyers, & operations/market research teams

Fill Your Borrower Pipeline 

  • ~40,000 private lenders monitored nationwide 
  • 500,000+ borrower records with LLC and principal names, phone and email 
  • Verified contact segments at ~80% accuracy 
  • Competitor visibility – who they lend to, how much, where 
  • Track records from recorded transactions, not claimed volume 
  • ZIP-level filters, CSV, API, and feeds. No seat limits. 

How lending teams use Private Lender Radar

Build borrower pipeline, verify experience, monitor competitors, and expand into new markets with public record intelligence that fits your existing workflows.

Lead Generation

Identify borrower prospects in your target markets and fill your pipeline with leads backed by recorded transaction history.

Competitive Analysis

Track your competitors’ borrowers, loan volumes, and geographic focus to understand market dynamics and identify underserved niches.

Borrower Verification

Verify borrower experience with actual transaction history rather than claimed volume, reducing risk and improving portfolio performance.

Market Expansion

Research new geographic markets to identify active areas with strong investor presence before committing resources.

Direct Marketing

Export contact enriched borrower data for targeted direct mail, email campaigns, and call lists built around observed transaction history.

Market Insights

Publish industry analysis and market trends to establish thought leadership and attract borrowers to your platform.

Analytics Pricing

Compare Our Analytics Plans

Compare Our Analytics Plans

Feature PLR Local PLR Regional TMO Analytics
Coverage & Access
Market coverage 1 state 6 states Nationwide
Verified contact unlocks 100 / month Unlimited Unlimited
API & MCP credits 250 / month 5,000 / month Unlimited
Competitor lending tracking Included Included Included
Team seats Unlimited Unlimited Unlimited
Loan Performance & Risk
Aggregated performance on active loans
Daily 30 / 60 / 90-day benchmarks
Risk filters — LTV, FICO, property type
Address-level benchmarks & heatmaps
Early signals on shifting segments
Annual price $6,800/yr $18,000/yr $42,000/yr

All prices are annual agreements. Additional state coverage available on either PLR package. Current TMO customers may qualify for bundled pricing.

Ready to leverage proprietary insights?

Connect with our team to see how TMO Analytics can transform the way your lending operation underwrites, monitors, and grows