Introducing TMO ANAlytics & Private lender radar
From market activity to loan performance – insights for every stage of the lending cycle.
Every private lending decision comes down to three questions: Who’s lending? Who’s borrowing? And how are those loans actually performing? TMO Analytics and Private Lender Radar directly answer these.
Trusted private lending insights
Proprietary data for smarter lending decisions.
Private Lender Radar shows you what is happening in the market. TMO Analytics shows you how
the actual loans are performing after they close.
our Product Suite
One connected data foundation.
Choose the level of intelligence that fits your role: whether you are underwriting loans, growing your lender pipeline, or tracking investor activity, we have a solution for you.
TMO Analytics
Real-time delinquency data, portfolio risk intelligence, and market benchmarking, powered by TMO and SFR Analytics insights.
Private Lender Radar
Borrower pipeline intelligence for lender growth teams. Find, verify, and time outreach to borrower prospects using recorded transaction history.
TMO Analytics

Who Is This Used By?
For: Owners and executives, credit and risk leaders, underwriters, asset managers, and institutional loan buyers.
Leverage Proprietary Insights with TMO Analytics
Daily delinquency data across hundreds of thousands of active RTL and DSCR loans, with filters by geography, LTV, FICO, property type, price, and borrower experience.
- Neighborhood-level delinquency heatmaps
- 30, 60, and 90-day past-due rates, updated daily
- Hold LTV, FICO, or borrower experience constant and watch performance shift
- Same data via API and MCP
How lending teams use TMO Analytics
Turn emerging aggregate performance trends into better underwriting, portfolio monitoring, market expansion, and credit decisions.
Underwrite new loans
Compare a proposed loan profile with aggregated delinquency benchmarks for similar markets and characteristics.
Monitor portfolio risk
Track where loan types, borrower segments, and geographies are beginning to overperform or underperform.
Benchmark performance
Compare portfolio expectations with broader market and nationwide 30, 60, and 90 day delinquency rates.
Evaluate new markets
Use neighborhood level risk heatmaps and nationwide comparisons before expanding into a new geography.
Find emerging segments
Identify loan types and borrower profiles whose aggregate performance is beginning to shift.
Refine credit strategy
Use emerging performance trends to inform pricing, underwriting criteria, and credit policy.
Private Lender Radar
Grow your book with verified borrower intelligence.
Private Lender Radar (PLR) is a borrower pipeline platform built for lender growth teams. It connects county deed and mortgage filings, entity records, and lender relationships so your team can identify, verify, and reach the borrowers who matter most.

Who Is This Used By?
For: Owners and executives, sales teams, underwriters, institutional loan buyers, & operations/market research teams
Fill Your Borrower Pipeline
- ~40,000 private lenders monitored nationwide
- 500,000+ borrower records with LLC and principal names, phone and email
- Verified contact segments at ~80% accuracy
- Competitor visibility – who they lend to, how much, where
- Track records from recorded transactions, not claimed volume
- ZIP-level filters, CSV, API, and feeds. No seat limits.
How lending teams use Private Lender Radar
Build borrower pipeline, verify experience, monitor competitors, and expand into new markets with public record intelligence that fits your existing workflows.
Lead Generation
Identify borrower prospects in your target markets and fill your pipeline with leads backed by recorded transaction history.
Competitive Analysis
Track your competitors’ borrowers, loan volumes, and geographic focus to understand market dynamics and identify underserved niches.
Borrower Verification
Verify borrower experience with actual transaction history rather than claimed volume, reducing risk and improving portfolio performance.
Market Expansion
Research new geographic markets to identify active areas with strong investor presence before committing resources.
Direct Marketing
Export contact enriched borrower data for targeted direct mail, email campaigns, and call lists built around observed transaction history.
Market Insights
Publish industry analysis and market trends to establish thought leadership and attract borrowers to your platform.
Analytics Pricing
Compare Our Analytics Plans
| Feature | PLR Local | PLR Regional | TMO Analytics |
|---|---|---|---|
| Coverage & Access | |||
| Market coverage | 1 state | 6 states | Nationwide |
| Verified contact unlocks | 100 / month | Unlimited | Unlimited |
| API & MCP credits | 250 / month | 5,000 / month | Unlimited |
| Competitor lending tracking | Included | Included | Included |
| Team seats | Unlimited | Unlimited | Unlimited |
| Loan Performance & Risk | |||
| Aggregated performance on active loans | — | — | |
| Daily 30 / 60 / 90-day benchmarks | — | — | |
| Risk filters — LTV, FICO, property type | — | — | |
| Address-level benchmarks & heatmaps | — | — | |
| Early signals on shifting segments | — | — | |
| Annual price | $6,800/yr | $18,000/yr | $42,000/yr |
All prices are annual agreements. Additional state coverage available on either PLR package. Current TMO customers may qualify for bundled pricing.
Ready to leverage proprietary insights?
Connect with our team to see how TMO Analytics can transform the way your lending operation underwrites, monitors, and grows
Ready to power your business with The Mortgage Office?
Let us show you how efficient and accurate your loan management platform can be.