Single Sign-On (SSO)
Streamline access for enterprise teams with secure single sign-on integration.
Features Hub
Explore All TMO Features
Everything you need to manage loans efficiently, all in one place.
Loan Origination
Streamline your application process with built-in credit checks, automated document generation, and tools for consistent reviews before funding.
Loan Servicing
TMO’s core servicing system handles everything from loan setup to payoff, with the flexibility to add specialized functionality as your needs grow.
Fund Management
Manage investment pools, support varying rates of return, and automate payment distributions as your borrowers pay down their loans.
Construction Management
Bring borrowers, lenders, and accounting teams into a single workflow: budget-linked draw requests, automated approval routing, and instant disbursement.
Feature Category
User Management
Configure granular, user-level access controls for each section of the software and standardize them with role-based permission templates to ensure consistency across your team.
Partnership Servicing (Shares)
Manage partner equity through share-based ownership, with payments distributed proportionally to the number of shares held.
Partnership Servicing (Capital)
Track partner ownership based on capital invested and automatically calculate distributions according to each partner’s stake.
Collateralized Mortgage Obligations
Handle certificate-based investments with customizable maturity dates and individual interest rates for each partner’s position.
Partner Portal
Give share partners, capital investors, and CMO holders an on-demand window into your portfolio performance.
Lender Portal
Equip lenders with interactive charts and graphs of their portfolio, plus access to investment offerings, shared documents, loan history, and a direct messaging channel.
Borrower Portal
Give borrowers a self-service hub for submitting payments, accessing loan documents, messaging your team, and requesting draws.
Draw Manager
Manage construction lending with budget tracking, interest charges on available funds, and streamlined draw disbursements.
Commercial
Simplify commercial lending with flexible loan structures tailored to business financing needs.
Adjustable Rate Mortgages
Manage loans with scheduled rate changes or index-based adjustments, plus automatic default interest rates when borrowers fall behind.
Lines of Credit
Enable revolving credit lines that borrowers can draw from, repay, and access again as needed.
Trust Accounting
Reconcile every transaction with granular tracking of all money flowing in and out of your loan portfolio.
Graduated Term Mortgages
Set up loans with predetermined rate or payment changes on a fixed schedule, paired with default interest rates that activate after extended delinquency.
ACH Direct Debits
Automate payment collection by debiting borrower accounts directly for more consistent cash flow.
Ready to power your business with The Mortgage Office?
Connect with our team to find the perfect combination of features to match your lending goals.